Divii's Pension Value Estimator shows the family property portion of a defined benefit pension from the relationship and membership timelines, then values it under different retirement scenarios. Property conversations move forward with a credible number, and formal valuations get commissioned only when they earn their cost.
The overlap between relationship and pension membership resolving into the family property share, valued under three retirement scenarios.
Pensions are often the largest asset in a file and the hardest to talk about, because the number everyone needs sits behind an actuary's invoice and a waiting period. The estimator puts a reliable figure on the table up front. It shows the share of the pension earned during the relationship and what that share is worth at different retirement ages.
Run distribution scenarios with the pension included, show your client how it factors into the overall settlement, and recommend a formal actuarial valuation only when the number justifies it.
Clients trade pension rights against houses and savings every day, sometimes without a real sense of what they are giving up. With the family property share and its scenario values in the file, those trades happen on numbers, and the Property Schedule and equalization payment update to match.
An estimate is a starting point, not a substitute. Where a file turns on the pension, the estimator tells you early, so the actuarial valuation gets ordered for the right reason at the right time.
Included in every Divii plan, alongside the full toolkit.